Michelle DeCarlo began her career in mortgage finance in 1999 starting as a loan officer and working her way up to Branch Manager at a local mortgage company in Orchard Park. She wanted the ability to offer her borrowers more than one product at much better interest rates, so in 2002 she set out to open Solutions Home Mortgage. Quickly realizing it was overwhelming for one person alone, she asked her colleague Mark to join in on the fun and together they opened for business later that year. Michelle is a seasoned loan officer and handles all the compliance and marketing for SHM as well. She also serves on her local school board. In her spare time she enjoys reading, cooking, crafting, gardening, photography, and exploring the outdoors with her dog. Michelle would love to help you buy your new home so that you can enjoy all the little things that make YOU happy in your very own space. She specializes in educating all borrowers-especially first-time homebuyers- about the process and making the entire experience an enjoyable one.